congjingjijiaodukan，baoxianshifentanyiwaishigusunshideyizhongcaiwuanpai；congfalvjiaodukan，baoxianshiyizhonghetongxingwei，shiyifangtongyibuchanglingyifangsunshideyizhonghetonganpai；congshehuijiaodukan，baoxianshishehuijingjibaozhangzhidudezhongyaozuchengbufen，shishehuishengchanheshehuishenghuo“jingqiaodewendingqi”；congfengxianguanlijiaodukan，baoxianshifengxianguanlideyizhongfangfa。

baoxianyizhishiyufengxianbingcunde。zainindeshenghuozhongsuozuodemeiyijianshidouyunzangzheyidingdefengxian，rudangninguomalu、luguojianzhugongdihuoshihuxidaowurandekongqishi，duinindeshengminghuojiankangdouyijinggouchengleqianzaidefengxian。youyufengxianwuchubuzai，yunyongbaoxiangongjufendanfengxian，weinindejiatingchengqiyibabaozhangdedasanbushiweiyigemingzhidexuanze。 

renshenbaoxianchanpinzhuyaokefenweirenshoubaoxian、zhongdajibingbaoxian、yiliaobaoxian、nianjinheliangquanbaoxian。renshenbaoxianchulezaininhuonindejiatingyudaoxiangguanteshuzhuangkuangshiketigongjianshidebaozhang，yekeweininheninjiatingdeweilaitigonglianghaodeguihua。

• 人寿保险产品可为您和您的家庭提供坚实可靠的生活保障。
• 重大疾病保险产品可在您不幸罹患重大疾病时为您提供医疗费用或生活保障。
• 医疗保险产品可在您因病治疗时提供医疗费用的补偿和补贴（如有）。
• 年金和两全保险产品可根据保险条款的约定为您提供较稳定的收入保障。

baoxianchanpindezhuyaofengxianbaokuodanbuxianyuyixia：

baoxiangongsibuchengdanyinzerenmianchushixiangyinqidebaoxianshigudepeichangzeren。

baoxianhetongxiaolikenengyinninweianshijiaofeierzhongzhi/zhongzhi。

ruguoninxuanzegoumaifenhongbaoxianchanpin，qingninzhuyiyixiashixiang：fenhongshuipingzhuyaoqujueyubaoxiangongsifenhongbaoxiandeshijijingyingchengguo。ruguoshijijingyingchengguohaoyuyuqi， baoxiangongsihuijiangbufenyingyufenpeijinin。ruguoshijijingyingchengguobiyuqicha，baoxiangongsikenengbuhuipaifahongli。chanpinshuomingshuhuobaoxianliyicesuanshuzhongguanyuweilaibaoxianhetongliyideyucejiyubaoxiangongsijingsuanjiashe，bunenglijieweiduiweilaideyuqi，honglifenpeishibuquedingde、shibubaozhengde。

ruguoninxuanzegoumaitouzilianjiebaoxianchanpin，qingninzhuyiyixiashixiang：ninyingdangxiangxilejietouzilianjiebaoxianchanpindefeiyongkou chuqingkuang，baokuochushifeiyong、mairumaichuchajia、baozhangchengben、baodanguanlifei、zichanguanlifei、shouxufei、tuibaofeiyongdeng。ninkeyixiangwoxingxiaoshourenyuanhuobaoxiangongsizixuntouzidanweijiazhizongedexiangxijisuanfangfa。lianjiebaoxianchanpindetouzihuibaojuyoubuquedingxing，touzifengxianwanquanyouninchengdan。chanpinshuomingshuhuobaoxianliyicesuanshuzhongguanyuweilaibaoxianhetongliyideyucejiyubaoxiangongsijingsuanjiashe，bunenglijieweiduiweilaideyuqi，shijitouzikenengyinglihuochuxiankuisun。ruguoninxuanzelinghuojiaofeifangshide，qingninyaoqiuxiaoshourenyuanjiangtingzhijiaofeikenengchanshengdefengxianhebulihouguoduininjinxingjieshi。

ruguoninxuanzegoumaiwannengbaoxianchanpin， qingninzhuyiyixiashixiang：wannengbaoxianchanpintongchangyouzuidibaozhenglilvdeyueding，zuidibaozhenglilvjinzhenduibaodanzhanghujiazhi。ninyingdangxiangxilejiewannengbaoxianchanpindefeiyongkouchuqingkuang， baokuochushifeiyong、 baozhangchengben、baodanguanlifei、shouxufei、tuibaofeiyongdeng。ninkeyiyaoqiuxiaoshourenyuanjiangwannengbaoxianzhanghujiazhixiangxidejisuanfangfaduininjinxingjieshi。wannengbaoxianchanpindetouzihuibaojuyoubuquedingxing，ninyaochengdanbufentouzifengxian。baoxiangongsimeiyuegongbudejiesuanlilvzhinengdaibiaoshangyuedetouziqingkuang，bunenglijieweiduiquanniandeyuqi，jiesuanlilvjinzhenduibaodanzhanghujiazhi，buzhenduiquanbubaoxianfei。chanpinshuomingshuhuobaoxianliyicesuanshuzhongguanyuweilaibaoxianhetongliyideyucejiyubaoxiangongsijingsuanjiashe，zuidibaozhenglilvzhishangdetouzishouyishibuquedingde，bunenglijieweiduiweilaideyuqi。ruguoninxuanzelinghuojiaofeifangshide，qingninyaoqiuxiaoshourenyuanjiangtingzhijiaofeikenengchanshengdefengxianhebulihouguoduininjinxingjieshi。

butongdechanpinyoubutongdejiaofeiqixianyaoqiu，ninkeyizaitoubaoshigenjubaoxiangongsitigongdejiaofeiqixuanzeyubaoxiangongsiyuedingjiaofeiqixian。

nintoubaohousuishikeyixiangbaoxiangongsishenqingtuibao。runinzaiyouyuqi（butongbaoxianchanpindeyouyuqibutong，jutiyibaoxianhetongweizhun）shenqingtuibao，baoxiangongsijiangxiangninquanefanhaininsuozhifudebaoxianfei；runinzaiyouyuqihoutuibao，baoxiangongsijianggenjubaoxianhetongdeyuedingtuihaininbaodandexianjinjiazhihuoweimanqijingbaofei，danninkenenghuiyousunshi。

runingoumailebaozhangqixianzaiyinianyishangbaoxianchanpin，jishiweianshijiaonadaoqibaoxianfei，nindebaozhangliyiyebuhuilijizhongzhihuozhongzhi。nindebaoxianhetongjiangxiangnintigongweiqi60ridekuanxianqijiaonadaoqibaoxianfei，kuanxianqineinindebaoxianhetongrengranyouxiao。ninyekeyigenjuhetongguidingxuanzezidongdianjiaohuojianejiaoqingdefangshibimiannindebaoxianhetongyinweianshijiaofeiershixiao。

runingoumailebaozhangqixianweiyiniandebaoxianchanpin，qiezaikuanxianqiqimanrirengweijiaonabaoxianfei，baoxianhetongxiaolijianglijizhongzhi。