zaichuangjiancaifuguanliguihuazhiqian，ninkeyigenjugerenhuojiatingdeshenghuozhuangtaihefazhanjieduan，mingquezijixiangyaodachengdemubiao，lirumingniangouzhiyitaofangchan、weihaizigaozhongbiyehouchuguoliuxueyuliuxuefei、wei10nianhoutuixiuzuochubeideng。

确保您想实现的目标符合SMART原则：具体（Specific），可衡量（Measurable）、可实现（Attainable）、有相关性（Relevant）以及有明确的时限（Time-bound）。再把它们按照实现期限和重要性进行优先级排序，短期内最想要实现的就是您的首要目标。

xianzai，ninxuyaoliechuliangzhangqingdan：yizhangcaichanqingdanbaohannindeshouru、cunkuan、touzishouru、fangchanguzhideng；yizhangzhaiwuqingdanbaokuoxinyongkaqiankuan、goufangdaikuandeng。yongzichanzongejianqufuzhai，jiuzhidaoninyouduoshaocaikelile。ranhouduizhaonindemubiao，guchuhaixuyaoduoshaoqiancainengshixian。

liru，ninjihuatiqiantuixiu，xiangyaoweituixiushenghuozuocaifuguihua，keyixianliechuyijingewaiweituixiushenghuoyubeidechuxuhuotouzijinedexianzhi（yanglaojinchuwai），ranhougenjulixiangdetuixiunianling，yijiqiwangzhongtuixiushenghuodesuoxukaizhi，tuisuanchuhaixuyaoduoshaoqian。

ninyekeyitongguohuifengcaiwutijian，lejiezijidangqiandecaiwuzhuangkuang。

jiangcaifuguanlimubiaolianghuayihou，ninjiukeyitongguocunkuan、touzihuogoumaibaoxiandengtujing，baguihuabianweixingdongle。

qizhong，touzichanpinyoukenengrangningengkuaishixiancaifuguihuamubiao，danbansuiyidingchengdudefengxian。shenmeyangdetouzichanpinshihenin，yunindefengxianchengshounenglifeichangxiangguan。nenggouchengshouzhonggaochengdufengxiandegerentouzizhekeyixuanzegupiaotouzi；ruguozhiyuanyichengdanjiaodifengxian，gengzhuzhongbaoben，bufangkaolvbaobenhuobufenbaobendejiegouxingchanpin。

ruguoxiangjinyibulejiexiangqing，ninkeyiyuyuelianluohuoqinlinhuifengfenzhixing，womendekehujinglihechanpinzhuanjiatuanduijiangweininjinxingfengxianpinggubingjichuhelijianyi，weinintigongzichanpeizhifangan。

suizhenianlingzengzhang、shouruzengjiahuozheweirenfumudailaidebianhua，nindecaifuguihuamubiaoyehuigaibian。meiyinian，ninyaoqingchuduininlaishuoshenmeshizhongyaode，quedingdangqiandegerencaifuguanliguihuarengranshihenin，binggenjuxuyaoxiangyingdiaozhengzichanpeizhifangan，bangninshixiancaifuguihuamubiao。